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Equestrian insurance
When trying to pick the best horse insurance for your needs, at the right price, you need to consider what your requirements are and it’s really important to read the small print as not all policies are created equal.
There are a wide range of specialist horse insurance providers in the market, who understand the needs of horse owners, so it is worth shopping around, but horse insurance is not a type of cover where it is simply a case of choosing the company that offers the lowest premium. It is worth doing your research into who has a reputation as being the best horse insurance provider for the type of cover you need.
Most policies can be tailored to an owner’s requirements with typical cover available for mortality, theft and straying, vet fees and third-party liability, with tack, personal accident and loss of use as common added extras. Vet fees cover is typically up to a set value per incident with a choice of excess options which can either be a set amount, or a percentage of the overall claim.
The activites you plan to undertake with your horse will effect your insurance premium. It will typically cost more to insure a horse for affiliated eventing than a horse that is taking part in local show and riding club competitions. This reflects the increased risk as owners ask their horses to undertake more demanding activities.
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Rising rates threaten riding schools
Riding schools have told H&H they fear that extortionate costs could force centres — already grappling with hefty insurance premiums — out of business
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Horse & Hound launches horse insurance comparison website
Save yourself time and effort with Horse & Hound's new horse insurance comparison website, Horse & Hound Compare
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Horse owner wins battle against insurance company
The Financial Ombudsman has ordered NFU Mutual to reconsider Miss Hodson's claim for veterinary costs
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Event organisers and riders call for insurance review
Event organisers and riders have called for British Eventing (BE) to review the insurance it provides for members in the wake of a recent incident that has left rider Sam Penn with an excess of £250 to pay - should she be found to have been negligent
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Riding schools alerted to growing "no win, no fee" culture
Riders, riding schools and livery yards are being warned that they must have correct liability insurance in what appears to be a growing "no win, no fee" culture
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Are you covered when trying a new horse?
Incurring an injury when trying a new horse is a real danger and a current court case has called into question who is responsible if a horse misbehaves when being tried
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Are bridleless riders insured?
Find out whether people riding without tack are personally insured
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Horse insurance: is your tack covered?
Find out how you can avoid common equine insurance policy pitfalls with H&H's guide to insurance cover
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Horse insurance: what does 'vets fees' cover?
Find out how you can avoid common equine insurance policy pitfalls with H&H's guide to insurance cover
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Insuring a horse trailer, plus breakdown cover
Find out how you can avoid common equine insurance policy pitfalls with H&H's guide to insurance cover
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Equine insurance for breeding horses
Find out how you can avoid common equine insurance policy pitfalls with H&H's guide to insurance cover
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Horse insurance: to insure or not to insure?
It's a difficult but very important decision for every horse owner to consider
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Horse insurance: top tips for a successful claim
Useful tips to help make your equine insurance claim progress as quickly and simply as possible
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Horse insurance: mortality claims
Although a horse's owner may feel that putting a horse down is the most humane course of action, insurance companies may not concur
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Horse insurance: understanding exclusions
The thorny subject of exclusions on an equine insurance policy are explained
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Event Insurance to sponsor dressage classes at Hickstead
The company will be supporting two classes at the prestigious West Sussex show
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Horse owners shocked as insurance premiums rocket
Customers with one of the country’s leading equine insurers, NFU Mutual, are demanding an explanation for sharp increases in their premiums this year
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Could your horse be the face of insurance company advert?
KBIS British Equestrian Insurance is offering Horse & Hound readers the chance for to have their horse featured in the magazine on 30 June
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New insurance policy for riding schools
Personal accident policy designed to protect British riding schools, regardless of liability
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