Promotional Feature with The Insurance Emporium
For many equestrians summer is the season they look forward to the most. There is no greater feeling than riding in the evening sunshine after a long day at work, or spending your weekends at the yard pampering your horse and catching up with friends.
Here at The Insurance Emporium, we hope that horses enjoy a healthy and happy summer – and that owners enjoy a period of no mud – but we know that accidents can still happen, and horses might unexpectedly face injury or illness. You might want to consider having horse insurance, so that you know it’s there if you need it thanks to a range of optional benefits available.
There might not be mud or mucking out to contend with during summer months, but horses still need careful management, and the warmer temperatures can bring their own set of challenges.
Flies
Horse flies and midges are the nemesis for horses and riders alike. Not only can flies be irritating, but bites can be painful, and carry the risk of spreading disease, or producing an allergic reaction. Along with your day-to-day grooming products, you might want to consider keeping fly repellents to hand, and fly rugs and masks can also be useful to protect your equine.
Suncare
Like humans, some horses can be susceptible to sunburn, particularly if they live out, have a thin coat, or pink skin. Horses’ noses and heels are more at risk of sunburn, where there is less hair coverage, and using a horse-safe sunscreen that has UVA and UVB protection can help prevent burning. Providing adequate shade and shelter is essential, and using a fly mask with a muzzle guard, can also be useful for additional protection.
Riding in the heat
With such long and wet UK winters, equines rejoice when the sun eventually comes out. But you should be cautious when exercising your horse on hotter days, and aim to ride during the cooler periods such as early in the morning or in the evening. You should also adapt your lengths of rides accordingly with shorter and less intense sessions during warmer days, and take your horse’s fitness levels into consideration for the work you are asking of them.
Hydration
Whether your horse is at rest in a paddock or at peak fitness for competition, keeping them hydrated is essential. Make sure water troughs and buckets are kept clean, and that fresh water is always available. You should also be aware of the signs of dehydration in horses, which can include lethargy, thick and sticky saliva, producing dark urine, or not passing urine for long periods. If you have any concerns that your horse might be dehydrated you should seek immediate veterinary advice.
Summer feeding
During summer it is important to be aware of your horse’s weight, particularly if they are a native or a good doer. Overweight horses have the risk of developing laminitis or equine metabolic syndrome*, and in the UK up to 50% of horses are classed as obese. Monitoring your horse’s weight is an important part of their everyday care, and using body condition scoring can be useful to keep track. You should always be aware of how much your horse is eating, but for those who might want to offer the occasional summer treat, certain fruits and vegetables can be given to horses on occasion and as part of a balanced diet, such as melons, strawberries, bananas, and celery.
At The Insurance Emporium, we offer a range of equine insurance products, with different levels of cover, that can be tailored to suit your needs whether you have a Shetland pony or a competition horse. Our horse insurance includes one standard benefit which covers death, theft or straying, and additional optional benefits including vet’s fees cover from £3,000 to £7,000 per incident every 28 days on Lunar Monthly plans, saddlery and tack, complementary therapy, and dental treatment for riders are available.
For more information on our horse insurance policies, visit theinsuranceemporium.co.uk
Lifestyle Policy Limited is an appointed representatives of The Equine and Livestock Insurance Company Limited. The Insurance Emporium is a trading name of The Equine and Livestock Insurance Company Limited (registered in England and Wales no: 294940) which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority no:202748.
All content provided on this blog is for informational purposes only. We make no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. We will not be liable for any errors or omissions in this information nor for the availability of this information. We will not be liable for any loss, injury, or damage arising from the display or use of this information. This policy is subject to change at any time. We offer a variety of cover levels, so please check the policy cover suits your needs before purchasing. For your protection, please ensure you read the Insurance Product Information Document (IPID) and policy wording, for information on policy exclusions and limitations.
